DEBT COUNSELLING

Life made simple

PROTECT YOUR ASSEST FROM REPOSSESSION AND REDUCE YOUR INSTALLMENTS

If you are over-indebted and falling behind with your debt repayments,
debt review can protect your assets by arranging a structured,
affordable repayment plan for your outstanding debt

Debt Counselling

The trusted NEW NORMAL to FIX debt

Protect Assets

We protect your assets from repossession by credit providers.

Reduce Interest Rates

Reduce all your current interest rates!

Compliant

We are fully compliant with National Credit Act & NCR registered.

Why us?

You will be working with an experienced debt counsellor that has helped many South Africans get out of debt for the past 10 years. The debt counsellor understands the financial struggles of many South Africans, therefore not only are we professional in dealing with our clients but we are also relatable and empathic to the people we serve.

To ensure accurate processing and efficient distribution of consumer’s payments, credit remedy works hand in hand with accredited and registered service providers. To ensure that our clients obtain legal protection we work with attorneys who keep them­selves in tune with the developments of the laws of debt counselling in South Africa and have an understanding that in order to provide sound and efficient legal services they need to have an up to date understanding of the developments in law.

Who is debt review for?

After paying the debts you don’t have enough left to cover your essential living expenses.

Unforeseen circumstances such as divorce, death of a spouse, unexpected medical expense etc

You have slowly been accumulating more and more debt to keep afloat and provide for your family.

You have a number of different loans or credit cards, and you’ve started missing monthly payments.

Are you concerned that you may lose your house or car

Don’t wait until it is too late, take action now!

BENEFITS OF DEBT COUNSELLING

Pay only one affordable monthly payment

All living expenses covered

Reduced monthly installment

Protection against legal action

Interest as low as 1%

 

Your repayment plan is formulated in such a way that it enables you to pay your debt as well as pay for essential living expenses such as food, rent, levies, rates & taxes,  school fees, travelling costs etc giving you immediate financial relief and a peace of mind knowing all your debts are paid

Your repayment plan is agreed upon by your creditors as we negotiate with them on your behalf. The process of negotiations is regulated by the National Credit Act (NCA) and authorized through a court order. This means that our program legally protects you and your assets

Once you have successfully completed your financial rehabilitation program, you will receive a Clearance Certificate. This is sent to you and the Credit bureaus. The credit bureaus will then remove the Debt Review flag from your profile. Your payment history however will still reflect on your credit profile for the period of two years as per conditions of the National Credit Act (NCA)

For more information or assessment you are welcome to fill out our contact form

Once submitted a Credit Remedy consultant will be in touch with you via your choice of contact

Turn over a new leaf, make a fresh start!

Let us FIX your Debt, while you focus on living.

Request a Call back

for any inquiry